The benefit year
Benefit limits are usually allocated in calendar year cycles (from 1 January to 31 December) after which they reset for the following year. Most benefits follow a one year cycle.
When a new member joins during the benefit year, some of the benefit limits will be adjusted prorated.
Who can be Dependants?
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Spouse/partner
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Married
- ID
- Marriage Certificate
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Spouse
- ID
- Proof of marriage (certificate)
-
-
Member's children
- Natural Child
- ID
- Birth certificate
- Natural Child with different surname
- ID
- Birth certificate
- Adopted child
- ID
- Legal proof of adoption (court order)
- Stepchild
- ID
- Birth certificate
- Affidavit
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Children Above 21
- Student
- ID
- Proof of registration at educational institution or adult dependant affidavit
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Child dependants who are physically or mentally disabled
- Child Dependant not in receipt of a regular income higher than the maximum State pension per month
- ID
- Medical report to the Fund as proof of disability
- Proof of state grant / pension
How to join
1Download the membership application form 2Print and complete the form 3State of your health section must be completed for all of your dependants 4Authorisation section allows the Fund to deduct contributions from your wage, salary or bank account 5Proof of prior membership of any other medical scheme 6check Provide the supporting documentation for your dependants as stated above 7check Provide a copy of identification documents for you and your dependants 8peopleReturn the form to your HR Department
Waiting periods
Waiting periods may be imposed depending on underwriting. The following waiting periods may be applied:
- 3-month general waiting period
- 12-month condition-specific waiting period